Additional borrowing

If you already have a mortgage and need to raise additional finance, perhaps for home improvements, a further advance could be the best option.

Securing a further advance on your mortgage

A further advance involves taking on more borrowing from your current mortgage lender. Typically this will be at a different rate to your main mortgage. A further advance may be considered for:

  • An extension
  • Home improvements
  • Raising a deposit for a second property, such as a buy to let investment
  • Consolidating personal loans or credit cards
 

By choosing George Square Financial Management, your independent mortgage adviser will do the necessary research to ensure that your lender’s rate for a further advance is competitive.

A word of caution

Although interest rates on mortgages are usually lower than rates on personal loans and credit cards, you could end up paying more in the long term.

Whilst increasing your mortgage for home improvements may add value to your property, increasing your mortgage to consolidate debts requires careful consideration.

 

Get in touch

To speak with one of our independent mortgage advisers about a further advance on your mortgage, call 0115 947 5545.

Your home may be repossessed if you do not keep up repayments on your mortgage. Equity release may be arranged as a lifetime mortgage or a home reversion plan. To understand the features and risks ask for a personalised illustration.

Get in touch

For further information on how George Square Financial Management can help you protect and build on your finances, please complete the enquiry form below.

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