Specialist lending

Specialist lending is a growing market that offers an increasingly flexible approach to borrowers who are likely to face more of a challenge in securing a mortgage through mainstream banks or lenders. This may include:

• Individuals with adverse credit or low credit scores
• The self-employed with only one year’s accounts (high street lenders require two years)
• Borrowers applying for a mortgage on a non-standard property
• Individuals who wish to borrow into retirement
• Those with wide varying buy-to-let requirements

As independent mortgage advisers, George Square Financial Management has access to whole of market products, which means we can secure mortgage deals with both high street lenders as well as specialist lenders that can often help when others can’t. We also have access to preferential products that are only available through brokers.